The Cash/Cheque Deposit & Bill Payment solution will address the needs of banking and financial institutes day to day operations easy and make payments available for 24x7. Solution will reduce the tellers work load and letting them to serve their customers more attractively. For the end users this will be convenient for professionals to make their payments at anytime rather wasting time on long ques.
Pin number distribution has been made much easier and faster across telecommunication, transport and entertainment industries. The credit risk of distribution has been made zero by introducing prepaid solution. The system has enabled retailers not to lose a single sales opportunity and to provide more services to consumers..
The Smart Bank will address all the needs of a running an unman bank leaving banking staff to focus their work and amazing the customer with freedom of doing banking at their convenience. Smart Bank will replace 90% of the banking teller and customer service personals workload enabling banks to operate 24x7 with 70% of cost reduction.
Payment collection has been made easy by deploying an agent network with mobile application for door to door collections. When cash or cheque* is handed over to the agent customer will get immediate credit on their account.
(*Subject to realization).
Digital wallet enables consumers to make financial and non-financial transactions using smartphones by acting as an electronic wallet purchases - Pay for goods and services at selected merchant outlets.
Electronic bill presentment and payment (EBPP) is a process that enables bills to be created, delivered, and paid over the Internet, Mobile and Kiosks.